Yennik, Inc.
R. Kinney Williams
Yennik, Inc.

FFIEC & ADA Web Site Audits
Yennik, Inc. the acknowledged leader in independent-Internet auditing for financial institutions.

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Be safe, while the country works to recover from this terrible virus.
Bank Web Site 
Auditing Service:

Bank FFIEC & ADA Web Site Audits
(Information about the web site audit)

How the web site audit works

How your institution benefits
from a web site audit

Web site audit information request form

ADA information regarding web sites

Other Auditing  Services:

Cybersecurity pen-testing
(As required by examiners, an independent cybersecurity
diagnostic test performed by a qualified IT auditor. )

CU FFIEC & ADA Web Site Audits
(Web site audits for credit unions)

Other Services:

This week's newsletters:

Internet Banking News

The Email Banking News

Sign up for the above newsletters -
subscription form

Complementary "Internet Banking News"
(Published weekly covering Internet compliance, cybersecurity, & security issues with over 2,900 subscribers)

US Banks on the Internet
(List of Financial Institutions)

US Credit Unions on the Internet
(List of credit unions by state)

Customer Service
(What you deserve and expect)

(Over 40 years in banking that  includes 21 years as a bank examiner)

Company Information
R. Kinney Williams, President
IT and Cybersecurity Auditor
Yennik, Inc.
4409 101st Street

Lubbock, Texas 79424
Office/Cell 806-535-8300

Updated 04/05/2020 to ensure current information.

Financial Web Site Audits

View R. Kinney Williams's profile on LinkedIn

Electronic Banking Examination Manual

The examiners require banks, savings and loans, and credit unions that have a web site to comply with consumer compliance, advertising, notifications, weblinking, Americans with Disability Act, and other federal Internet regulations.  

Is your web site compliant with the Americans with Disability Act?  For the past 20 years, our web site audits have included the guidelines of the ADA.  Help reduce any liability, please contact me for more information at

FYI - The FDIC and the OCC do not have a requirement that financial institutions change penetration testing firms on a periodic basis. Any such decision would be up to bank management.  Refer to and at

Seven reasons to use our web site auditing services?

We audit web sites for over 17 federal regulations and 130 separate compliance issues that relate to a financial institution's web site.  The implications of emerging electronic financial services, which includes your web site, could cause unwanted criticism from examiners as well as potential liability to your institution, officers, and directors from civil money penalties and law suites.

We are the nation's leading provider of bank web site auditing services for banks, savings and loans, and credit unions.  We have performed web site audits for more than ten years.  Our family of clients are located in 43 states and range in size from $25 million to over $13 billion in assets.  Mr. Williams' 40 years of experience includes 21 years as a bank examiner.  This experience brings you the examiner's perspective regarding Internet banking  issues.  

Lean more about web site audits at Bank Web Site Audits or View an animation outlining the steps of a Web Site Audit.

The regulatory Internet guidelines require in part "a monitoring system implemented to review continually the content and operation of the online programs to prevent inadvertent or unauthorized changes that may affect compliance with the regulations."  After performing the Initial Web Site Audit, we will monitor your site either semi-annually, quarterly, or monthly to ensure continual compliance with FFIEC guidelines, which authorizes you to display our audit seal on your home page.

For information about the different web site auditing options, pricing, company due diligence, etc., please complete the web site audit information form.  Or, please email Kinney Williams at or give me a call.

Click here to receive a complementary copy of

1)  FFIEC Internet Guidelines
FDIC Paper on Internet Security
3)  OCC's Infrastructure Threats and Intrusion Risks
4)  Uniform Rating System for Information Technology, or
5)  NCUA - Security Program and Guidelines for Safeguarding Member Information
6)  NCUA - e-Commerce Guide for Credit Unions
7Weblinking: Identifying Risks and Risk Management Techniques

8)  Key Risk Measurement Tool for Information Security Operational Risks
Narrative for Key Risk Measurement Tool for Information Security Operational Risks
10)  Best Practices for Software Patch Management
11) Authentication in an Internet Banking Environment

Our web sites received over 3,000,000 hits during the year.  
Thank you

If you have any problems viewing or using our web site, please call us at Office/Cell 806-535-8300.

 R. Kinney Williams, President of Yennik, Inc.


Member of the Society of Financial Examiners, Association of Credit Union Internal Auditors and Information Systems Audit and Control Association.

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